Virginia Y. Dodd

Ginger Dodd practices in the area of insurance and reinsurance. Her litigation experience encompasses a broad range of insurance coverage issues, with an emphasis on complex insurance coverage disputes including time element claims related to windstorm and flood catastrophes, environmental clean-up, chemical exposures and professional liability. In addition, she defends various clients against premises liability, product and professional liability claims.


  • Represents various domestic and London insurers and markets in all phases of first party claims handling, including claim review, coverage analysis, EUO, counseling through appraisal, defense of first party litigation and bad faith claims, including a specialization in pre-suit analysis and resolution of first party claims to reduce clients’ litigation costs.
  • Represents certain London insurers and markets in complex business interruption, contingent business interruption and other time element claims, including matters involving manuscript policy wordings and the unique issues related to these policies.
  • Represented several insurers in litigation asserting novel allegations of “lost opportunity” as element of business interruption claim valued by the insured in excess of $300 million.
  • Represented several insurers in litigation in Delaware relating to allegations of contingent business interruption valued by the insured in excess of $100 million because of the loss of the ports in the Southern United States following major storm event.
  • Represents various domestic and London insurers and markets in coverage issues related to third-party claims, including professional liability, chemical exposure and premises liabilities.
  • Obtained summary judgment in favor of Lloyd’s syndicate upholding appraisal of time element claim, including all methodologies used by panel and determination of the period of restoration, as well as dismissal of extra-contractual/”bad faith” claims.
  • Obtained dismissal of several suits for first party insurance coverage brought as untimely, despite pending appraisal process and/or later discovery by insured of more extensive damage than that adjusted by insurer.
  • First chaired insurance coverage trials on issues such as allocation and ranking among multiple policies arising out of loss events, as well as defense of liability claims spanning a broad spectrum from premises liability to commercial auto accidents.
  • Represents from case investigation, medical review panel, discovery, mediation and trial claims against health care providers.


  • "Hurricane Insurance Litigation: More Than Wind Versus Water," 68 Louisiana Law Review 389 (2008)
Speaking Engagements
  • "Preparing Company Witnesses for Deposition: Don't Fall for the Other Lawyer's Tricks," DRI Insurance Coverage & Practice Symposium, New York City (November 2010)
  • "Weather Catastrophe Litigation: It's Not Just for Coastal States," DRI Annual Meeting, New Orleans, LA (October 2008)
  • "How Regulations and Litigation Impact the Surplus Lines Market: Surplus Lines Panel," Worley Claims Expo, Baton Rouge, LA (February 2008)
  • "Insurance 101: Basic Claims Handling," DRI's Insurance Coverage & Claims Handling Institute, Chicago, IL (April 2007)
  • "Insurance Coverage and Products Liability: The Not-So-Obvious Impact of Insurance Coverage on Product Liability Claims," DRI's Product Liability Seminar, New Orleans, LA (February 2007)

Memberships & Affiliations

  • Baton Rouge Bar Association
  • Louisiana State Bar Association
  • Defense Research Institute, Membership for Insurance Committee and Technology Committee (Chair); Steering Committee, Insurance Coverage Practice Symposium (2008)


  • AV® Preeminent Peer Review Rated by Martindale-Hubbell